UNDATED (SmartAsset) SmartAsset released its fifth annual study on the most affordable places to live in North Dakota. To find the places that are most affordable to live, the study measures how much homeowners pay in property taxes, insurance and mortgages, relative to income.

Communities are then ranked on an Affordability Index which shows the places that rated as most affordable. The corresponding numbers below from L to R include.

Avg. closing, annual property tax, annual homeowner’s insurance, Avg. annual mortgage payment, median income and the final number is the affordability index.

1 Valley City, ND $2,021 $1,396 $750 $4,905 $47,542 46.62
2 Wahpeton, ND $2,038 $1,899 $796 $5,207 $51,756 45.35
3 Devils Lake, ND $2,214 $1,452 $684 $4,479 $43,791 45.14
4 Williston, ND $2,411 $1,876 $1,680 $10,998 $91,359 44.04
5 Jamestown, ND $2,072 $1,963 $893 $5,842 $51,743 40.63
6 Dickinson, ND $2,388 $2,046 $1,614 $10,562 $74,469 35.38
7 West Fargo, ND $2,361 $3,246 $1,540 $10,080 $76,925 34.94
8 Minot, ND $2,334 $2,089 $1,464 $9,579 $63,133 31.75
9 Mandan, ND $2,245 $2,510 $1,376 $9,009 $61,817 31.66
10 Bismarck, ND $2,376 $2,386 $1,581 $10,349 $61,477 27.58